Separate your sources of money
You know how you keep all your bank cards in your wallet/purse when you’re at home? Well, don’t do this while you’re travelling. Keep at least one in a different place, preferably not on your person. If you lose all your cards on the road it is very difficult to get replacements, and being without money in Timbuktu can be kind of unfun.
- Don’t keep your wallet/purse in your jeans’ back pocket
To avoid being pickpocketed, keep your wallet in your front pocket, especially a pocket that can be buttoned up. Best of all, use the inside pocket of your jacket. There are also a load of different ‘money belts’ that either hang inside your shirt or wrap around your waist (under your shirt), etc. Make sure it’s waterproof because travelling can often be sweaty/perspiring work. I’d advise against the bum bag/fanny pack varieties. There is no better way to advertise the fact that you have a load of valuables on you…and, of course, they were never ever cool.
- Scan all your major documents
Scan your travel documents and email them to yourself. It was traditional to photocopy your passport and visas, travel insurance etc, and keep them in a separate part of your luggage. But that’s old school. These days, digital is best – that way your documents won’t go missing even if your bags do.
- Don’t trust strangers
It is hard to get to know the locals at a destination if you don’t trust them, but there are limits to how much you should trust them when it comes to your personal safety (going with them into a risky area of town), money, and consuming their food or drink (if they are not consuming it themselves).
- Get travel insurance
This is mainly for health costs if you get ill or injured while abroad. Hospital costs can quickly get into the tens of thousands of dollars, even for a minor injury. Insurance is worth it.
Visit your doctor before you leave to get all the relevant vaccinations/immunisations for the destinations you’re visiting, and to learn what health precautions you should follow.
I mean Public Displays of Affluence (not affection). If you’re travelling abroad then you’re more than likely to be richer than most of the locals, but advertising this fact by wearing gold jewellery or carrying a $2000 camera around your neck is not advisable. It makes you a target for thieves. Leave your jewellery at home and keep your camera in a bag when you’re not using it.
Some things are best perfected at home
It may seem like a breeze, but be advised that teaching yourself to ride a motorbike or jet ski in a foreign country is probably unwise. In Thailand, for instance, 38 people a day die in scooter accidents. Some travel insurance policies won’t cover scooter-related injuries so make sure you check your travel insurance first.
Don’t leave your belongings unattended in public spaces
This is so obvious that I am embarrassed to mention it, but people do it all the time. Most notably, travellers leave their bags at their feet or hanging from the back of chairs when they’re at cafes or restaurants. Either keep them on your lap or wrap its strap around your leg.
Give it up
There is a simple rule that people find hard to follow: if you are mugged, give over your wallet, watch etc. This shouldn’t be a problem if you have insurance and you’ve left all your irreplaceable stuff (eg grandma’s necklace) at home. Just do it, and walk away uninjured.
Don’t give to beggars
There are exceptions to this rule, such as monks seeking alms. But, in general, don’t give away money to people on the street. Apart from the fact that you may have to get your wallet/purse out, encouraging begging is not the most efficient use of your money (and goodwill). If you want to help out then do some volunteer work in the destination or donate some money to a local charity.
Be wary of using your credit card at an internet cafe
Internet cafes’ computers may have keylogger software or hardware that records your key strokes, so unscrupulous characters (not necessarily the owners of the cafe) can see the username and password to your online accounts (banking, email etc) or grab your credit card details.
Don’t pat stray dogs and cats
You may be missing your pets at home, but stray animals may be carrying rabies and other fun infections (and big teeth). You should also not feed monkeys, for the same reason.